Finance · State Rankings

Best US States for Bank Tellers

All 50 states + DC ranked by Bank Teller salary. State tax structure noted for take-home math.

Top 10 states by salary
#StateEstimated salaryCost mult.State tax
1New York$42,2001.15×~5% effective
2New Jersey$41,7001.13×~5% effective
3Massachusetts$41,3001.12×~5% effective
4District of Columbia$41,0001.20×~5% effective
5California$40,5001.18×~5% effective
6Delaware$40,0001.00×~5% effective
7Florida$40,0001.00×No state tax
8Illinois$40,0001.00×~5% effective
9Hawaii$39,8001.15×~5% effective
10Alaska$39,3001.13×No state tax
All 51 states + DC, ranked
#StateSalaryAfter state tax (rough)
1New York$42,200$30,954
2New Jersey$41,700$30,587
3Massachusetts$41,300$30,294
4District of Columbia$41,000$30,074
5California$40,500$29,707
6Delaware$40,000$29,340
7Florida$40,000$31,340
8Illinois$40,000$29,340
9Hawaii$39,800$29,193
10Alaska$39,300$30,792
11Connecticut$38,500$28,240
12Washington$38,500$30,165
13North Carolina$38,300$28,093
14Minnesota$38,200$28,020
15Maryland$38,000$27,873
16Colorado$37,300$27,360
17New Hampshire$37,300$29,225
18Oregon$37,300$27,360
19Pennsylvania$37,300$27,360
20Utah$37,300$27,360
21Missouri$37,200$27,286
22Rhode Island$36,800$26,993
23Virginia$36,800$26,993
24Georgia$36,600$26,846
25Nevada$36,500$28,598
26Michigan$36,300$26,626
27Wisconsin$36,300$26,626
28Arizona$36,000$26,406
29Indiana$35,700$26,186
30Nebraska$35,700$26,186
31Ohio$35,700$26,186
32Vermont$35,700$26,186
33Maine$35,200$25,819
34Texas$35,200$27,579
35Alabama$35,000$25,673
36Idaho$34,200$25,086
37Montana$34,200$25,086
38Wyoming$34,200$26,796
39New Mexico$34,000$24,939
40North Dakota$34,000$24,939
41South Carolina$34,000$24,939
42Tennessee$34,000$26,639
43Kansas$33,700$24,719
44South Dakota$33,700$26,404
45Iowa$33,500$24,572
46Louisiana$33,500$24,572
47Kentucky$33,000$24,206
48Oklahoma$33,000$24,206
49Arkansas$32,500$23,839
50West Virginia$32,500$23,839
51Mississippi$32,000$23,472
After-state-tax estimate uses federal ~14% + FICA 7.65% + state ~5% (or 0% in no-tax states).

What moves with you and what does not

Bank Teller does not require state licensure, so nothing formal stops you working in any state on this list. Where pay differences persist, they reflect employer concentration and cost of living rather than a regulatory barrier — which also means they compress faster than they do in licensed fields.

Tax and what the numbers are worth

Income tax reshuffles this ranking. Florida, Alaska appear in the top ten and levy no state income tax, so the gross figures understate take-home there by roughly 3–6% relative to a taxing state at the same salary. Against a high-tax state, that is worth several thousand dollars a year at this occupation's median of $36,000.

No state funds itself on nothing. The income-tax advantage in these states typically shows up again as higher property or sales tax, which changes the calculation depending on whether you rent, own, and how much you spend.

The spread from Mississippi ($32,000) to New York ($42,200) is 32%. Cost of living explains most of it — a state paying 25% above the national median for this role usually costs proportionally more to live in, which is why cost-adjusted rankings look different from nominal ones.

Where the field is heading

Worth weighing against the pay figures: Bank Teller employment is projected to decline 13% nationally through 2034. There are still roughly 29,800 openings a year from replacement demand, but a shrinking field rewards geographic flexibility and tends to punish being in the wrong state at the wrong time.

Salaries are modelled from BLS national medians adjusted for local price level at a wage elasticity below 1 — pay rises with local costs but not proportionally. See our methodology.

Frequently Asked Questions

Which state pays the most for Bank Tellers?
Based on cost-of-living-adjusted estimates, New York pays the most with an estimated median of $42,200/year for Bank Tellers. High-cost states (CA, NY, MA, HI) tend to top the list because employers compensate for local cost of living.
Do no-state-tax states pay better effective?
Often yes after taxes. Florida, Alaska, Washington, New Hampshire, Nevada have no state income tax. A 5% state tax savings on $100K = $5,000 more take-home. But verify cost of living too — Texas pays well and has no tax, but Houston/Austin housing has risen dramatically.
Why do some states pay so much more?
Three factors: (1) cost of living — coastal states cost 15-25% more, employers adjust pay; (2) employer concentration — CA dominates tech, NY finance, MA biotech; (3) regulatory environment — some states have higher unionization or licensing requirements that increase wages.
Are these salaries net or gross?
Gross — before federal income tax (~14% effective at this income), FICA (7.65%), state income tax (varies), and local taxes if applicable. Use our state-specific Paycheck Calculator for exact take-home in any state.
How does experience affect these numbers?
These are medians — entry-level often runs 25-35% below median, senior roles 40-60%+ above. A senior Bank Teller in New York can easily exceed $63,300, while an entry-level role in a low-cost state might be $22,400.