Finance · State Rankings

Best US States for Bookkeepers

All 50 states + DC ranked by Bookkeeper salary. State tax structure noted for take-home math.

Top 10 states by salary
#StateEstimated salaryCost mult.State tax
1New York$52,5001.15×~5% effective
2Delaware$52,2001.00×~5% effective
3Florida$52,2001.00×No state tax
4Illinois$52,2001.00×~5% effective
5New Jersey$52,0001.13×~5% effective
6Massachusetts$51,9001.12×~5% effective
7North Carolina$51,1000.94×~5% effective
8Missouri$50,4000.90×~5% effective
9District of Columbia$50,3001.20×~5% effective
10California$50,0001.18×~5% effective
All 51 states + DC, ranked
#StateSalaryAfter state tax (rough)
1New York$52,500$38,509
2Delaware$52,200$38,289
3Florida$52,200$40,899
4Illinois$52,200$38,289
5New Jersey$52,000$38,142
6Massachusetts$51,900$38,069
7North Carolina$51,100$37,482
8Missouri$50,400$36,968
9District of Columbia$50,300$36,895
10California$50,000$36,675
11Minnesota$49,800$36,528
12Hawaii$49,500$36,308
13Pennsylvania$49,300$36,162
14Utah$49,300$36,162
15Alaska$49,100$38,470
16Georgia$48,800$35,795
17Connecticut$48,600$35,648
18Washington$48,600$38,078
19Michigan$48,500$35,575
20Wisconsin$48,500$35,575
21Maryland$48,300$35,428
22Indiana$48,200$35,355
23Nebraska$48,200$35,355
24Ohio$48,200$35,355
25Colorado$47,800$35,061
26New Hampshire$47,800$37,451
27Oregon$47,800$35,061
28Alabama$47,700$34,988
29Rhode Island$47,500$34,841
30Virginia$47,500$34,841
31Nevada$47,300$37,060
32Arizona$47,000$34,475
33Vermont$46,800$34,328
34Maine$46,500$34,108
35Texas$46,500$36,433
36Idaho$45,800$33,594
37Montana$45,800$33,594
38Wyoming$45,800$35,884
39New Mexico$45,700$33,521
40North Dakota$45,700$33,521
41South Carolina$45,700$33,521
42Tennessee$45,700$35,806
43Kansas$45,500$33,374
44South Dakota$45,500$35,649
45Iowa$45,400$33,301
46Louisiana$45,400$33,301
47Kentucky$45,000$33,008
48Oklahoma$45,000$33,008
49Arkansas$44,700$32,787
50West Virginia$44,700$32,787
51Mississippi$44,400$32,567
After-state-tax estimate uses federal ~14% + FICA 7.65% + state ~5% (or 0% in no-tax states).

What moves with you and what does not

Bookkeeper does not require state licensure, so nothing formal stops you working in any state on this list. Where pay differences persist, they reflect employer concentration and cost of living rather than a regulatory barrier — which also means they compress faster than they do in licensed fields.

Tax and what the numbers are worth

Income tax reshuffles this ranking. Florida appears in the top ten and levies no state income tax, so the gross figures understate take-home there by roughly 3–6% relative to a taxing state at the same salary. Against a high-tax state, that is worth several thousand dollars a year at this occupation's median of $47,000.

No state funds itself on nothing. The income-tax advantage in these states typically shows up again as higher property or sales tax, which changes the calculation depending on whether you rent, own, and how much you spend.

The spread from Mississippi ($44,400) to New York ($52,500) is 18%. Cost of living explains most of it — a state paying 25% above the national median for this role usually costs proportionally more to live in, which is why cost-adjusted rankings look different from nominal ones.

Where the field is heading

Worth weighing against the pay figures: Bookkeeper employment is projected to decline 6% nationally through 2034. There are still roughly 170,000 openings a year from replacement demand, but a shrinking field rewards geographic flexibility and tends to punish being in the wrong state at the wrong time.

Salaries are modelled from BLS national medians adjusted for local price level at a wage elasticity below 1 — pay rises with local costs but not proportionally. See our methodology.

Frequently Asked Questions

Which state pays the most for Bookkeepers?
Based on cost-of-living-adjusted estimates, New York pays the most with an estimated median of $52,500/year for Bookkeepers. High-cost states (CA, NY, MA, HI) tend to top the list because employers compensate for local cost of living.
Do no-state-tax states pay better effective?
Often yes after taxes. Florida, Alaska, Washington, New Hampshire, Nevada have no state income tax. A 5% state tax savings on $100K = $5,000 more take-home. But verify cost of living too — Texas pays well and has no tax, but Houston/Austin housing has risen dramatically.
Why do some states pay so much more?
Three factors: (1) cost of living — coastal states cost 15-25% more, employers adjust pay; (2) employer concentration — CA dominates tech, NY finance, MA biotech; (3) regulatory environment — some states have higher unionization or licensing requirements that increase wages.
Are these salaries net or gross?
Gross — before federal income tax (~14% effective at this income), FICA (7.65%), state income tax (varies), and local taxes if applicable. Use our state-specific Paycheck Calculator for exact take-home in any state.
How does experience affect these numbers?
These are medians — entry-level often runs 25-35% below median, senior roles 40-60%+ above. A senior Bookkeeper in New York can easily exceed $78,750, while an entry-level role in a low-cost state might be $31,080.