Cost of Living · California

Long Beach Cost of Living

Long Beach, California costs approximately 18.0% above the US national average. Compare with 99 other major US cities.

1.18×
cost-of-living index (1.00 = US national average)
Long Beach ranks 6 of 13 cities in California by cost of living.
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What living in Long Beach costs

Long Beach runs at 1.18x the US national average — 10 of the 99 other metros tracked here cost more, 86 cost less. A one-bedroom goes for about $1,950 a month, or $23,400 a year, and the median home sits near $730,000.

The price-to-rent ratio here is roughly 31, which is high. Above about 20, renting and investing the down payment usually beats buying over a normal holding period — the purchase price is steep relative to what the same property earns as a rental.

Working and living here

Long Beach is a metro of roughly 0.5M and roughly flat, running on port/shipping logistics, aerospace, healthcare. Larger employers include Port of Long Beach, Long Beach Memorial Medical Center, Boeing (legacy C-17 site).

California taxes income at the state level, and Long Beach adds no separate city tax. Cost-of-living indexes exclude income tax entirely, so compare after-tax figures rather than index ratios when weighing this metro against one in a no-income-tax state.

Getting around: Long Beach is workable without a car in many neighborhoods. Going car-free is realistic in parts of the metro, which is worth roughly $9,000 a year against a car-dependent city at the same rent.

Climate: January highs near 66°F/lows near 48°F; July highs near 80°F/lows near 65°F, mild coastal climate with marine-layer fog.

Home to the Port of Long Beach, one of the busiest container ports in North America alongside neighboring Port of Los Angeles, handling a large share of US import volume.

Related tools

Paycheck calculator — take-home after federal, state and local tax. Salary calculator — pay by job and state. Compare against another metro.

Frequently Asked Questions

Is Long Beach expensive to live in?
Relative to the US average, yes — the cost index is 1.18x, above 86 and below 10 of the 99 other metros tracked here. A one-bedroom averages $1,950 a month and the median home $730,000.
What salary do you need to live comfortably in Long Beach?
A common rule keeps rent under 30% of gross income, which at $1,950 a month implies about $78,000 a year for a one-bedroom. That is a floor rather than a comfortable figure — it leaves nothing for savings or the rest of the budget.