Cost of Living

Philadelphia vs Pittsburgh Cost of Living

Pittsburgh is approximately 6.9% cheaper than Philadelphia. See salary equivalence, taxes, and side-by-side breakdown.

Philadelphia, PA

1.02×
cost-of-living index (1.00 = US average)
State
Pennsylvania
State income tax
~5% effective
City local income tax
3.75%
Housing index (est.)
Typically 1.5–2× higher than overall index
0.74×
Food/groceries index
0.86×
Transport index
0.91×

Pittsburgh, PA

0.95×
lower cost than Philadelphia
State
Pennsylvania
State income tax
~5% effective
City local income tax
3.00%
Housing index (est.)
0.61×
Food/groceries index
0.82×
Transport index
0.88×
Salary equivalence — to maintain the same lifestyle moving from Philadelphia to Pittsburgh
Salary in PhiladelphiaEquivalent in PittsburghDifference
$50,000$46,600-$3,400 (-6.8%)
$75,000$69,900-$5,100 (-6.8%)
$100,000$93,100-$6,900 (-6.9%)
$150,000$139,700-$10,300 (-6.9%)
$200,000$186,300-$13,700 (-6.9%)
Moving to Pittsburgh? Your Philadelphia salary stretches further — you can lifestyle up or save the difference.

Philadelphia is roughly 7% more expensive overall, and housing is doing almost all of the work: a one-bedroom runs $1,700 in Philadelphia against $1,150 in Pittsburgh.

Housing does most of the damage

Almost the entire gap between two cities is shelter. Tradable goods cost roughly the same everywhere; land does not. A one-bedroom runs about $1,700 a month in Philadelphia and $1,150 in Pittsburgh — $550 a month apart, or $6,600 a year.

Taxes the index leaves out

There is a city-level tax to account for as well: Philadelphia charges about 3.75% local income tax, against 3.00% in Pittsburgh. On $100,000 that is roughly $3,750 a year, deducted before you ever see it and easy to miss when comparing two offers.

Getting around

Philadelphia is workable without a car in many neighborhoods; Pittsburgh is served by limited transit.

Work, weather, and what else is different

Philadelphia is a major metro of about 6.3M and roughly flat; Pittsburgh is a large metro of about 2.3M and roughly flat.

Both metros have real employment in finance and higher education, which matters if you want to move without changing careers — your experience is legible to employers in both. Philadelphia also leans on healthcare ('eds and meds') and biotech/pharma, with employers like University of Pennsylvania/Penn Medicine and Comcast (HQ). Pittsburgh leans on healthcare and robotics/tech, with UPMC and University of Pittsburgh.

The part spreadsheets leave out. Philadelphia: Humid continental climate: January lows near 28°F, July highs near 87°F, humid. Pittsburgh: Humid continental climate: January lows near 23°F, July highs near 82°F.

Philadelphia's resident wage tax (~3.75%) is among the highest local income taxes of any major US city, but citywide median home prices remain relatively low for a metro this size. Combined city and school-district earned income tax runs about 3% for residents; UPMC alone is the region's largest private employer, dwarfing the old steel-era manufacturing base it replaced.

Cost indexes derive from Bureau of Economic Analysis Regional Price Parities; rent, home prices and local tax rates are compiled from market and municipal sources. How these are compiled and updated.

Related tools

Paycheck calculator — take-home after federal, state and local tax. Salary calculator — hourly and annual conversion. Mortgage calculator — what a home in either metro actually costs monthly. Guide: the true cost of relocating.

Frequently Asked Questions

Is Pittsburgh more expensive than Philadelphia?
No — Pittsburgh runs about 7% cheaper overall. Most of that is housing: $1,700 versus $1,150 for a one-bedroom, and $260,000 versus $230,000 to buy.
What salary do I need in Pittsburgh to match $100,000 in Philadelphia?
Roughly $93,137 on a pure cost-of-living basis. That figure ignores taxes, though. Check both against an actual take-home calculation before you negotiate with it.
Does Philadelphia have a city income tax?
Yes, about 3.75%, charged on top of federal and state. On a $100,000 salary that is roughly $3,750 a year. Some cities apply a lower rate to non-residents who commute in, so where you live inside the metro can change the number.
How accurate are these comparisons?
Treat these as directional. They are metro averages built on published cost indexes and market data, which lag the market and flatten the large differences between neighborhoods in the same city.