Finance · Arizona

Arizona Paycheck Calculator (2026)

Calculate take-home pay in Arizona with 2026 federal + state + FICA taxes.

Arizona tax overview: Arizona has a flat state income tax of 2.50%, applied to your gross income (after pre-tax deductions like 401(k)).
Pre-tax deductions

Take-home pay

$2,162.13
every 2 weeks (26 pay periods/year)
$56,215 per year

Tax breakdown (annual)

Gross income
$75,000
Pre-tax 401(k)
-$3,750
Pre-tax HSA
-$0
Federal income tax
10.0% effective
-$7,516
Arizona state tax
2.4% effective
-$1,781
Social Security (6.2%)
-$4,650
Medicare (1.45%)
-$1,088
Net annual
$56,215

How Arizona taxes income

Arizona uses a flat income tax: 2.50% of taxable income regardless of amount. Unlike a bracketed state, earning more never changes your state marginal rate.

What actually reaches your account

To make it concrete: $50,000 gross leaves roughly $39,925 after federal, FICA and $1,250 of Arizona tax; $80,000 gross leaves roughly $61,480 after federal, FICA and $2,000 of Arizona tax; $120,000 gross leaves roughly $88,620 after federal, FICA and $3,000 of Arizona tax. Single filer, standard deduction, no retirement contributions. Adding a 401(k) reduces state and federal tax together, so real take-home for a saver runs higher than shown.

Bracket tables are 2026 state rates; federal figures assume the standard deduction and no pre-tax contributions. See our methodology.

Frequently Asked Questions

What's the income tax rate in Arizona?
Arizona has a flat state income tax of 2.50%, applied to your gross income (after pre-tax deductions like 401(k)).
How much will I take home from a $75,000 salary in Arizona?
Your take-home depends on filing status, 401(k) contributions, and other deductions. Use the calculator above with your actual numbers — it factors federal tax (12-22% at $75K), FICA (7.65%), and Arizona state tax for an accurate estimate.
Is FICA the same in every state?
Yes — FICA (Social Security 6.2% up to $168,600 wage base + Medicare 1.45% on all wages) is federal and identical across all 50 states.
Are local city/county taxes included?
No — only state. If you live in a city with local income tax (NYC, Detroit, Philadelphia, Cleveland, etc.), subtract that rate from your net manually.

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