Salary Comparison

Accountant vs Occupational Therapist Salary

Occupational Therapists earn approximately 20.3% more than Accountants nationally — $95,000 vs $79,000.

Accountant
$79,000
national median annual
Hourly (40 hr × 52 wk)
$38
Biweekly (26 paychecks)
$3,038
Monthly
$6,583
Category
Finance
Occupational Therapist
$95,000
national median annual
Hourly (40 hr × 52 wk)
$46
Biweekly (26 paychecks)
$3,654
Monthly
$7,917
Category
Healthcare
Difference
Annual difference
Occupational Therapist earn more than Accountant
+$16,000
Percentage difference
+20.3%
Hourly difference
+$8/hour
Monthly difference
+$1,333/month
Lifetime difference (40-yr career)
Naive — doesn't include compounding raises
+$640,000

Occupational Therapists earn approximately $16,000 more per year than Accountants — about 20% — with comparable entry requirements.

What it takes to get in

Accountant roles typically require a bachelor's degree, while Occupational Therapist roles require a master's degree. Counting everything it takes to become employable — degree plus any apprenticeship, residency, or licensing exam — that is roughly 4 years for Accountant and 6 for Occupational Therapist.

Only one of the two is gated by licensing: Occupational Therapist requires State license via NBCOT certification exam, while Accountant does not. That cuts both ways — a license is a real barrier when you are trying to enter, and a real moat once you hold one, because it limits how quickly the labor supply can grow.

Pay range, not just the median

The medians hide most of what matters. Accountant pay runs from roughly $52,780 at the low end to $141,420 at the high end; Occupational Therapist runs $67,090 to $129,830. The title sets the band; specialization, employer size, and location decide where inside it you actually sit.

The two bands are shaped differently. Accountant top earners make about 2.7× what beginners make, against 1.9× for Occupational Therapist. A wide band means the ceiling rewards specializing and the median understates what is achievable; a narrow one means pay is more predictable and less dependent on landing the right niche.

Where each field is heading

The Bureau of Labor Statistics projects Accountant employment to grow 5% over the decade to 2034 — growing about as fast as average — against growth of 14% for Occupational Therapist.

Growth rate is not the same thing as opportunity. Accountant roles see roughly 124,200 openings a year and Occupational Therapist roles about 10,200, counting replacements for people who retire or leave. Accountant has the larger raw number, which is usually what you feel when actually job hunting — a small field growing fast can still be harder to break into than a large flat one.

What the work is actually like

Accountant: Office setting, often client-facing; heavy computer/spreadsheet use; busy season overtime. Occupational Therapist: Hospitals, schools, rehab clinics, and patients' homes.

The physical difference is large enough to affect how long you can do the work: Occupational Therapist work is moderately physical, Accountant work largely sedentary. Physically demanding trades often pay well in your twenties and thirties and then force a move into supervision, inspection, estimating, or training — worth planning for rather than discovering at fifty.

Moving between the two

These two barely touch. Finance and Healthcare draw on separate training pipelines, and employers in one rarely read experience in the other as relevant. Budget for a real reset. Bookkeepers and finance grads move in easily; CPA license is required to move up to partner-track public accounting or sign audit opinions. Occupational therapy assistants (COTAs) must complete a full graduate program to become OTs; OTs can pivot into ergonomics/human factors consulting or educational settings.

If you are entering rather than switching: Accountant — Bachelor's in accounting, then entry-level staff accountant or audit associate role at a firm; CPA exam (150 credit hours) needed for public accounting advancement. Occupational Therapist — Complete a bachelor's degree, then a 2-3 year master's (or doctoral) program in occupational therapy, then pass the NBCOT exam.

Pay ranges, education requirements, and employment projections come from the Bureau of Labor Statistics Occupational Outlook Handbook and Occupational Employment and Wage Statistics. See our methodology for how these are compiled and updated.

Other comparisons in Finance

Other comparisons in Healthcare

Related tools

Accountant salary by state Occupational Therapist salary by state Best cities for Accountant Best cities for Occupational Therapist Paycheck Calculator Investment Calculator.

Frequently Asked Questions

Who earns more, a Accountant or a Occupational Therapist?
Occupational Therapists earn more at the median — approximately $95,000 a year against $79,000, a gap of $16,000 or 20%. The ranges overlap though: Occupational Therapist pay starts around $67,090 and Accountant pay reaches about $141,420 at the top, so an experienced Accountant can out-earn a new Occupational Therapist.
How much longer does it take to become a Occupational Therapist?
About 2 years longer. Occupational Therapist takes roughly 6 years from zero to employable — a master's degree, plus State license via NBCOT certification exam — against about 4 years for Accountant. Those are years spent not earning, which is the cost people leave out of the comparison.
Which has the better job outlook, Accountant or Occupational Therapist?
Occupational Therapist, by the BLS projections: +14% employment change through 2034 versus +5% for Accountant. Openings matter as much as growth rate — Accountant averages about 124,200 openings a year and Occupational Therapist about 10,200, including replacement of workers who leave the field.
Do you need a license to work as a Occupational Therapist?
Yes — State license via NBCOT certification exam. Accountant has no equivalent requirement. Licensing slows entry but also limits how fast the labor supply can expand, which tends to support pay over time. Requirements are set state by state, so check reciprocity before assuming a license travels with you.
Is Occupational Therapist physically demanding?
Yes — the work is moderately physical, against largely sedentary for Accountant. Plan the second half of the career deliberately: most people in physically demanding fields move toward supervision, inspection, estimating, or teaching rather than doing the same work at sixty.
How much does location change this comparison?
National medians. Metro-level pay for both Accountant and Occupational Therapist swings well over 30% around these figures, and the gap between the two is not constant — it widens in some markets and closes in others. Check the salary-by-state pages before treating a national comparison as your local one.