Salary Comparison

Data Analyst vs Underwriter Salary

Underwriters earn approximately 1.2% more than Data Analysts nationally — $85,000 vs $84,000.

Data Analyst
$84,000
national median annual
Hourly (40 hr × 52 wk)
$40
Biweekly (26 paychecks)
$3,231
Monthly
$7,000
Category
Tech
Underwriter
$85,000
national median annual
Hourly (40 hr × 52 wk)
$41
Biweekly (26 paychecks)
$3,269
Monthly
$7,083
Category
Finance
Difference
Annual difference
Underwriter earn more than Data Analyst
+$1,000
Percentage difference
+1.2%
Hourly difference
+$0/hour
Monthly difference
+$83/month
Lifetime difference (40-yr career)
Naive — doesn't include compounding raises
+$40,000

These two pay almost the same nationally — within 1% of each other — so the choice comes down to working conditions rather than money.

Pay range, not just the median

The medians hide most of what matters. Data Analyst pay runs from roughly $50,000 at the low end to $155,000 at the high end; Underwriter runs $51,640 to $138,020. The title sets the band; specialization, employer size, and location decide where inside it you actually sit.

Where each field is heading

The Bureau of Labor Statistics projects Data Analyst employment to grow 23% over the decade to 2034 — growing much faster than average — against a decline of 3% for Underwriter.

Growth rate is not the same thing as opportunity. Data Analyst roles see roughly 19,800 openings a year and Underwriter roles about 8,200, counting replacements for people who retire or leave. Data Analyst has the larger raw number, which is usually what you feel when actually job hunting — a small field growing fast can still be harder to break into than a large flat one.

A declining projection is not a reason to rule out Underwriter work — declining occupations still hire, and replacement demand often exceeds what the growth rate suggests. It does mean competition tightens over time and geographic flexibility matters more, so it belongs in the decision rather than being ignored.

Moving between the two

These two barely touch. Tech and Finance draw on separate training pipelines, and employers in one rarely read experience in the other as relevant. Budget for a real reset. Common entry point for career-switchers from finance, operations, or marketing because SQL and Excel are learnable in a few months and many roles don't require a CS background. Automated underwriting software is shrinking headcount (BLS projects a 3% decline through 2034); insurance claims adjusters and loan processors are common lateral entries.

If you are entering rather than switching: Data Analyst — Bachelor's in any quantitative-adjacent field (business, econ, stats) plus a portfolio of dashboards/SQL projects; the 2021 SOC revision folds data analysts into the same Data Scientists code as more advanced ML roles, so BLS wage/openings figures here are shared with data scientists and likely overstate the analyst-only entry pay. Underwriter — Bachelor's degree (often business/finance), hired directly as a junior underwriter at an insurance carrier and trained on internal guidelines; CPCU designation aids advancement.

Pay ranges, education requirements, and employment projections come from the Bureau of Labor Statistics Occupational Outlook Handbook and Occupational Employment and Wage Statistics. See our methodology for how these are compiled and updated.

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Frequently Asked Questions

Who earns more, a Data Analyst or a Underwriter?
Underwriters earn more at the median — approximately $85,000 a year against $84,000, a gap of $1,000 or 1%. The ranges overlap though: Underwriter pay starts around $51,640 and Data Analyst pay reaches about $155,000 at the top, so an experienced Data Analyst can out-earn a new Underwriter.
Which has the better job outlook, Data Analyst or Underwriter?
Data Analyst, by the BLS projections: +23% employment change through 2034 versus -3% for Underwriter. Openings matter as much as growth rate — Data Analyst averages about 19,800 openings a year and Underwriter about 8,200, including replacement of workers who leave the field.
How much does location change this comparison?
National medians. Metro-level pay for both Data Analyst and Underwriter swings well over 30% around these figures, and the gap between the two is not constant — it widens in some markets and closes in others. Check the salary-by-state pages before treating a national comparison as your local one.