Salary Comparison

Occupational Therapist vs Software Engineer Salary

Software Engineers earn approximately 30.5% more than Occupational Therapists nationally — $124,000 vs $95,000.

Occupational Therapist
$95,000
national median annual
Hourly (40 hr × 52 wk)
$46
Biweekly (26 paychecks)
$3,654
Monthly
$7,917
Category
Healthcare
Software Engineer
$124,000
national median annual
Hourly (40 hr × 52 wk)
$60
Biweekly (26 paychecks)
$4,769
Monthly
$10,333
Category
Tech
Difference
Annual difference
Software Engineer earn more than Occupational Therapist
+$29,000
Percentage difference
+30.5%
Hourly difference
+$14/hour
Monthly difference
+$2,417/month
Lifetime difference (40-yr career)
Naive — doesn't include compounding raises
+$1,160,000

Software Engineers earn approximately $29,000 more per year than Occupational Therapists — about 31% — with comparable entry requirements.

What it takes to get in

Occupational Therapist roles typically require a master's degree, while Software Engineer roles require a bachelor's degree. Counting everything it takes to become employable — degree plus any apprenticeship, residency, or licensing exam — that is roughly 6 years for Occupational Therapist and 4 for Software Engineer.

Only one of the two is gated by licensing: Occupational Therapist requires State license via NBCOT certification exam, while Software Engineer does not. That cuts both ways — a license is a real barrier when you are trying to enter, and a real moat once you hold one, because it limits how quickly the labor supply can grow.

Pay range, not just the median

The medians hide most of what matters. Occupational Therapist pay runs from roughly $67,090 at the low end to $129,830 at the high end; Software Engineer runs $76,000 to $208,000. The title sets the band; specialization, employer size, and location decide where inside it you actually sit.

The two bands are shaped differently. Software Engineer top earners make about 2.7× what beginners make, against 1.9× for Occupational Therapist. A wide band means the ceiling rewards specializing and the median understates what is achievable; a narrow one means pay is more predictable and less dependent on landing the right niche.

What the work is actually like

Occupational Therapist: Hospitals, schools, rehab clinics, and patients' homes. Software Engineer: Office or remote, writing/testing code at a computer most of the day.

The physical difference is large enough to affect how long you can do the work: Occupational Therapist work is moderately physical, Software Engineer work largely sedentary. Physically demanding trades often pay well in your twenties and thirties and then force a move into supervision, inspection, estimating, or training — worth planning for rather than discovering at fifty.

Location flexibility is not symmetric here. Software Engineer work can be done fully remotely, while Occupational Therapist work is rarely remote. That changes which metros you can earn a high salary from, and therefore what a given salary is actually worth after housing.

Moving between the two

These two barely touch. Healthcare and Tech draw on separate training pipelines, and employers in one rarely read experience in the other as relevant. Budget for a real reset. Occupational therapy assistants (COTAs) must complete a full graduate program to become OTs; OTs can pivot into ergonomics/human factors consulting or educational settings. Adjacent fields (data engineering, DevOps, QA automation) transfer easily since the core skill is programming; switching in from a non-technical field usually requires 6-12 months of self-study plus shipped projects to pass interviews.

If you are entering rather than switching: Occupational Therapist — Complete a bachelor's degree, then a 2-3 year master's (or doctoral) program in occupational therapy, then pass the NBCOT exam. Software Engineer — CS bachelor's degree with internships during school is the dominant path; a smaller share enter via coding bootcamp plus a public GitHub portfolio and pass technical interviews without a CS degree.

Pay ranges, education requirements, and employment projections come from the Bureau of Labor Statistics Occupational Outlook Handbook and Occupational Employment and Wage Statistics. See our methodology for how these are compiled and updated.

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Frequently Asked Questions

Who earns more, a Occupational Therapist or a Software Engineer?
Software Engineers earn more at the median — approximately $124,000 a year against $95,000, a gap of $29,000 or 31%. The ranges overlap though: Software Engineer pay starts around $76,000 and Occupational Therapist pay reaches about $129,830 at the top, so an experienced Occupational Therapist can out-earn a new Software Engineer.
How much longer does it take to become a Occupational Therapist?
About 2 years longer. Occupational Therapist takes roughly 6 years from zero to employable — a master's degree, plus State license via NBCOT certification exam — against about 4 years for Software Engineer. Those are years spent not earning, which is the cost people leave out of the comparison.
Do you need a license to work as a Occupational Therapist?
Yes — State license via NBCOT certification exam. Software Engineer has no equivalent requirement. Licensing slows entry but also limits how fast the labor supply can expand, which tends to support pay over time. Requirements are set state by state, so check reciprocity before assuming a license travels with you.
Can you work remotely as a Occupational Therapist or a Software Engineer?
Occupational Therapist work is rarely remote; Software Engineer work can be done fully remotely. This matters beyond convenience — remote-capable roles let you earn a high-cost-metro salary while paying low-cost-metro housing, which can be worth more than a raise.
Is Occupational Therapist physically demanding?
Yes — the work is moderately physical, against largely sedentary for Software Engineer. Plan the second half of the career deliberately: most people in physically demanding fields move toward supervision, inspection, estimating, or teaching rather than doing the same work at sixty.
How much does location change this comparison?
National medians. Metro-level pay for both Occupational Therapist and Software Engineer swings well over 30% around these figures, and the gap between the two is not constant — it widens in some markets and closes in others. Check the salary-by-state pages before treating a national comparison as your local one.